How does a New York tenant dispute a deposit deduction?
Step 1: write a demand letter to the landlord (certified mail, return receipt) requesting the deducted amount, citing GOL 7-108(1-a)(e) and any specific deductions disputed. Step 2: if the landlord does not respond within a reasonable time (typically 14-30 days), file a small-claims action in the county where the property is located. Filing fees range $30-$100. Step 3: at the hearing, present the move-in checklist, photos, lease, deposit receipt, and the landlord's itemized statement. Failure to provide the itemized statement within 14 days forfeits the landlord's right to retain any part of the deposit. Many New York tenants prevail simply because the landlord failed to itemize within the statutory deadline.
Source: GOL 7-108(1-a)(e)
This is an informational answer based on GOL 7-108(1-a)(e) as of early 2026. It is not legal advice. Housing law changes year to year and local ordinances (especially in rent-controlled or rent-stabilized cities) can override or add to state law. For contested cases, consult a New York-licensed attorney.